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Are you looking to purchase a Honda Activa two wheeler for yourself? Let’s get some facts clear if you are thinking of buying one.Here is everything you need to know about the model variants, what makes them coveted and things you should look out for in a Honda Activa insurance policy!
Honda Activa is the best-selling vehicle in the bike sector of the Honda Motor Company, accounting for more than 14% of the Indian two-wheeler sales. Affordable, ultramodern, comfortable and a technical marvel, Honda Activa is typically the right choice for the average Indian consumer.
Now that you got more info on this Honda Activa Two Wheeler, buying Activa insurance is the next logical step you must imply. Now, even though the Honda Activa comes equipped with industry-first features, it is as exposed to accidents and other damages as any other two-wheeler. Hence purchasing a two wheeler insurance is equally crucial.
Further, it is also legally compulsory for every two-wheeler motorised running on Indian roads to have a third-party liability insurance policy. You can be penalised as per the Motor Vehicles (Amendment) Act 2019 with a fine of Rs. 2000 and Rs. 4000 for not having any third party two wheeler insurance.
But, before we indulge more into two-wheeler insurance policies, hold on for a minute!
Take a look at some interesting facts about Honda Activa, how you can maximise your benefits from the Activa two-wheeler insurance policy and the variants for which you can avail the policy.
Purchasing a two-wheeler is not a one-step procedure. You should always consider multiple aspects of your preferred bike before finalizing it. Owning a two-wheeler comes with lots of expenses. When you buy a two-wheeler, make sure it will fit into your budget not only at the time of purchase but in the long run.
The Honda Activa is one of India’s best selling two-wheelers. Its new upgrades meet the daily requirements in the most efficient ways and put the product on everyone’s wishlist. The Activa 6G has enhancements that meet the latest BS6 standards and has a similar appearance to its predecessor.
You can refer to the below table for an estimated premium for your Honda Activa 6G third-party/comprehensive car insurance plan. The premium varies as per the chosen variant of the car. Honda Activa 6G is available in 5 variants. The premium of an own-damage car insurance cover is decided by the insurance company and depends on multiple factors such as the car's cubic capacity (CC), make, model, variant, fuel type, RTO location & claim history.
The formula for calculating the final premium is,
FINAL PREMIUM = (Own Damage Premium – No claim bonus) + Liability Premium
The premium for your two-wheeler depends upon the type of policy you select. For two-wheeler third-party insurance policies, rates are defined by the https://www.irdai.gov.in/ and are revised every year. These rates are based on the cubic capacity of the two-wheeler.
However, if you select a comprehensive two-wheeler insurance then multiple factors like the Insured Declared Value, Own Damage premium, date of registration, age of the vehicle, registration city, etc. Once you input all the data, the calculator displays the insurance premium applicable for your two wheeler.
Step-wise guide to claim your insurance in case any mishap happens
Honda Activa 5G boasts of new LED headlamp, chrome garnish, digital analog meter and super-easy push button seat opener. It is BS IV norms-compliant, and ensures optimum performance with excellent mileage. Honda's technology offers optimum braking that helps improve stability.
Now that you have all the info, let’s get your Honda Activa Insurance covered. What’s the wait for, Buy/Renew Now!
At our platform,you can compare the online insurance plans although we recommend Bharti AXA General Insurance, Acko General Insurance, and ICICI Lombard General Insurance are among the bike insurers with impressive claim settlement ratio for Honda Activa bikes.
You can compare bike insurance policies offered by all the top-rated insurers in India for Honda Activa Bike insurance. At Coverfox.com , you can purchase an insurance policy in just 5 minutes.
The most opted insurance add-ons with Honda Activa bikes include zero depreciation add-on, NCB (No Claim Bonus) cover and consumable cover among others.
You can get your Honda Activa Bike Insurance renewed easily through our one stop solution platform at Coverfox.com for all your insurance needs. The documents required would be
1.Previous Year Policy Number
2 Previous Year Policy Expiry Date 3 Vehicle Registration Number
If you fail to renew the plan before its expiry, your policy coverage will lapse. All accumulated NCBs and other benefits will also cease to exist. You will need to purchase a new policy for continued protection for the two-wheeler.
Insured declared value is equal to the manufacturer listed price for the two-wheeler model minus its depreciation. If manual calculation seems too problematic, you can instead use IDV calculators available online.
Yes. Deductibles can help lower the premiums payable for a two-wheeler insurance plan. You can lower the premium for your Activa two-wheeler insurance policy by opting for voluntary deductibles.
Avail Honda Activa Insurance starting from ₹752 only. For more details refer Coverfox.com
As explained above, you can buy or renew two wheeler insurance for your Honda Activa through the website of Coverfox.com.
1.Compare the different policies available and then shortlist your options on the basis of which plan fits your needs the best.
2.Submit the basic details of your vehicle, like make, model, registration number, manufacturer, and then select the premium amount.
3.Next, submit your KYC details, such as your personal details and communication address.
4.Post submission, you will be directed to the payment page, where you can pay your premiums and purchase the policy.
5.You can also request a call back by submitting your telephone number on the Coverfox.com website and schedule an appointment with an agent.
Loss or damage caused by natural calamities
Total loss because of fire, explosions or an act of terror
Total loss because of theft
Own-damage cover Personal accident cover
Claim Process For Third Party Scooty Insurance
1. Inform your insurer about the accident.
2. Take pictures of damages incurred to the third party or the third party property.
3. Collect contact details of eye-witnesses (if any).
4. Make an FIR to the nearest police station.
5. Attend the court proceedings and complete all formalities.
Honda Activa is one of the most successful commuter two-wheelers in India. This success can be attributed to its powerful performance and low price for its segment. Since buying insurance is mandatory if you own a vehicle, you need to get Honda Activa Bike Insurance to comply with the law.
A Comprehensive type of policy is considered as the best two-wheeler insurance policy because of its coverage. It covers the mandatory Third-party Liability Insurance as well as Own Damage.
1. Infrom your insurance company about the mishap and register your claim.
2. Take your insured bike to any garage or workshop of your choice for repair.
3. A surveyor will be sent by your insurer at the garage to access the damage extent.