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• Paperless: Hassle-free instant paperless renewal.
• Claim settlement: Quick and hassle free claim settlement.
• Long-term: Offers 3 year policy with one click.

• Renew expired policy: Without inspection you can renew your expired policy.
• Cashless Garage Network: 159 cashless garage across India.
• Special Add-on covers : Personal accident bundle cover, Zero Dep, etc.
• Discount offers: Upto 40% bike insurance discount.

Reliance Private Bike Insurance Policy can be tailor-made for your two wheeler. This policy by Reliance Motor Insurance covers Own Damage bike insurance and also, Third-party liability insurance , which helps bike owners at the time when needed – in case of any accident or mishaps.

• Own Damage: This policy cover any damage or loss to the owner’s bike due to any of the following things:
• Accident Fire
• Lightening
• Self-Ignition
• Explosion
• Theft, Riots & Strikes and / or Malicious Acts and Terrorism
• Earthquake, Flood Cyclone
• Inundation Transit by Rail, Road, Air & Elevator
• Third Party or Liability: This policy is mandatory by the Motor Vehicle Act 1988, it is provided by Reliance Private two wheeler Insurance Policy which covers any injuries or property damages to the third party.
• Personal Accident Cover: In case of Accidental Death or Permanent Total Disability the owner-rider of the insured bike is covered with the sum assured of Rs 1,00,000 (1 lakh). Additionally, you can

• Personal Accident Cover: This is an additional add-on cover for two-wheeler by Reliance General Insurance that provides you an automobile insurance cover against accidents anywhere in the world regardless of who is driving the bike.

Under this cover, you are insured against Accidental Death and Permanent Total Disablement.

Further details are shown in table below:

Coverage	Compensation Amount	Capital Sum Insured (Rs.)
In case of Death	100% of Capital Sum Insured (CSI)	5 Lakh
Permanent Total Disability or Death	100% of Capital Sum Insured (CSI)	5 Lakh
Loss or physical separation of two limbs and loss of sight for both eyes or loss of one limb and sight of one eye	100% of Capital Sum Insured (CSI)	5 Lakh
Loss or physical separation of one limb or loss of sight of one eye	50% of Capital Sum Insured (CSI)	5 lakh

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• Zero Depreciation Cover: Usually, the cost of the depreciable parts such as, rubber, plastic, metal are not fully covered. The depreciable cost is deducted at the time of claim repair which the policyholder has to pay. This add-on cover helps you to save money on those depreciable parts. And company pays the full amount of repair and/or replacement at the time of claim except tyre(s) and tube(s).
• Specific condition: This add-on covers is for private two wheelers, with a maximum of two claims in one policy period and covers with maximum vehicle age of 2 years.

Reliance General Insurance offers attractive discounts to the two-wheeler policyholder.

No Claim Bonus discount (NCB): The No Claim Bonus discount (NCB) is a discount offered on the next year’s premium.

If you make no claims throughout the year, you are benefitted with the huge discount on the next year’s premium.

If for the first year you made no claims you are offered with 20% discount on the second year premium and so on. It keeps on increasing. The following table will provide the details.

Voluntary discounts: This discount is offered if you decide to pay the minimum amount of money at the time of claim.

• If you decide to pay Rs. 500 at the time of claim, you get 5% off on the Own Damage (OD) premium or maximum Rs. 50.

If you don’t make any claims you still get discount and neither the minimum amount you agreed to pay at time of claim.

• Any wear-and-tear of the bike due to aging
• Any mechanical and electrical breakdown
• Private bikes used for remuneration purpose is not covered
• Driving without a valid driving license
• Loss or damage caused while riding under the influence of alcohol or any other intoxicating substance
• Loss or damage due to depreciation of the bike's value
• Loss or damage due to war or nuclear risks
• Consequential loss - if the original damage causes subsequent damage / loss, only the original damage will be covered under our motor bike insurance.
• Compulsory deductibles - a fixed amount that gets deducted at the time of the claim.

Contact Details:

• Website: www.reliancegeneral.co.in
• Email: rgicl.services@relianceada.com
• Toll-Free Number: 1800 3009

Required steps and supporting documents:

a) In case of Accident

• Immediately contact Reliance Motor Insurance on their toll-free number 1800 3009
• Lodge a claim with duly signed Claim Form
• Copy of Driving License, RC book, Policy document
• FIR, if required (Kindly note down, contact details of people and vehicle number involved in accident)
• Original Repair Estimate Bill
• In case of cashless service, only Invoice receipt
• In case of reimbursement provide estimate bill, original invoice and payment receipt

b) In case of Theft

• Immediately contact Reliance Motor Insurance on their toll-free number 1800 3009
• Lodge the claim with duly signed claim form
• Original keys with Copy of Driving License, RC book, Policy document
• Police FIR copy
• Duly signed Form 26, 28, 29, 30 and Form 35.
• Final confirmation with “No Trace Report” of the insured vehicle from the police

c) In case of Third Party Claims

• Immediately contact Reliance Motor Insurance on their toll-free number 1800 3009
• Lodge the claim with duly signed claim form
• Police FIR copy
• Copy of Driving License, Policy and vehicle’s RC book

Step-wise guide to claim:

• The first things to make a claim is to call on Reliance General Insurance’s Toll-Free Helpline number - 1800 3009
• Take appointment with the surveyor and take your vehicle to any of Reliance General Insurance authorized network garages for repair, for cashless service. Submit the require documents to the surveyor
• Company confirms liability
• If possible, opt for cashless facility, the company will settle the repair bills directly with the garage up to the amount payable
• But in case you do not opt for cashless
facility, you have to pay for the repair charges and then submit the bills with claim form to the surveyor/company for settlement
• Vehicle Delivery

With exceptional customer service paired with 159+ network cashless garage and innovative products, Reliance General Insurance is definitely one of the top players in general insurance category. The Anywhere Assist app is a significant feature launched to tackle any emergency situations where finding help at hand can be quite awful. In all, if you are looking to buy bike insurance coverage that provides comprehensive coverage, Reliance General Insurance should be in your top 3 list.