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National Insurance Two Wheeler
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icon Two Wheeler Insurance icon Companies icon National Two Wheeler Insurance

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National Insurance Company Ltd. (NIC) is one of the largest & oldest general insurance companies in India, which offers bike insurance plans and other related insurance covers. National Insurance company is the chief public sector insurance company to introduce customised insurance plans for rural and corporate sectors both.

  • About
  • Features
  • Benefits
  • Coverage
  • Exclusion
  • Renewal Process
  • Claim Settlement
  • How to Claim
  • Frequently Asked Questions

Features of National Insurance Two Wheeler in September 2022

Features Coverage
Comprehensive Coverage Offers a complete comprehensive coverage for your two wheeler
Personal Accident Cover Up to Rs. 15 lakhs
Own Damage Cover Determined by the IDV of the two-wheeler
No claim bonus It offers no claim bonus that ranges from 20% to 50% in case of claim free years.
Third Party Insurance Property Damage Up to Rs. 1 lakh
Claim Assistance Available 24x7

Benefits of National Insurance Two Wheeler in September 2022

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24x7 Emergency Assistance
Dedicated support team within reach at all times is there to help you out in times of any emergency
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3,100+ Network Garages
You can find garages at your nearest locality
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Paperless System
Noheavy documentation is required to purchase Two Wheeler insurance policy, all is avaialble online
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Unlimited Claims
The policyholders are at all time profit and hassle free claims can be made
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300+ Insurance Products & Services
You can find a gamut of insurance products & services which you can choose from

Types of Two Wheeler Insurance Policy

Third Party Two Wheeler Insurance
Third Party Two Wheeler Insurance
Comprehensive Two Wheeler Insurance
Comprehensive Two Wheeler Insurance
Own Damage Two Wheeler Insurance
Own Damage Two Wheeler Insurance

Inclusion under National Insurance Two Wheeler Policy

You can customize your National Insurance Two wheeler Insurance Policy as per your bike’s requirement.However, It is important to understand the coverage before actually opting for a two wheeler insurance policy. It is essential to cover your bike sufficiently to protect it from theft, damage or accident.

Third-party Liability Insurance Plan

Protection from Legal Liability arising from death or disability of a third-party due to an accident with your bike. It covers bodily injury and /or death of a third party, property damage to third party up to Rs.1 lakh & Personal Accident cover for owner driver.
Third-party Liability Insurance Plan

Comprehensive Insurance two wheeler Plan

It shields your vehicle from incidents of natural calamities, fire, theft, accidents, and man-made disasters, natural calamities, landslides, rockslides, terrorist and malicious activities, strikes and riots, house breaking, burglary, fire, self-ignition, explosion etc. National Insurance Two wheeler Insurance will pay sum insured of Rs.1 lakh to the owner-driver of the insured vehicle in case of permanent total disability or to the beneficiary in case of accidental death
Comprehensive Insurance two wheeler Plan

Own Damage Cover

The own damage part of the National Insurance bike insurance policy covers the vehicle for accidental damages, loss, or theft. The following are the major scenarios under own damage:
  • Damage or loss caused to the vehicle due to an accident.
  • Theft of the insured two-wheeler.
  • Loss or damage to the vehicle due to natural disasters.
  • Loss or damage caused to the vehicle due to man-made calamities such as riots, strikes, etc.
Own Damage Cover

Exclusions under National Insurance Two Wheeler Policy

The following are some of the things not covered under the National Insurance two-wheeler insurance policy:

  • Any claims arising out of a contract.
  • Normal wear and tear caused to the vehicle.
  • Damage or loss caused to the vehicle by a person who is driving the vehicle on the road after consuming alcohol or drugs.
  • Loss or damage caused to the two-wheeler due to war, mutiny, and nuclear risk.
  • Claims arising out of consequential loss.
  • Depreciation in the value of the vehicle.
  • Damage to consumable items like tyres is limited to 50% only if the vehicle is damaged at the same time.

Add-On Cover

Zero Depreciation Cover
Zero Depreciation Cover
No Claim Bonus Cover
No Claim Bonus Cover

National Insurance Bike Policy Renewal Process Online

  • 1 Enter Bike Details
    Enter Bike Details
    Fill in your Bike registration number and other basic details
  • 2 Compare & Select Right Plan
    Compare & Select Right Plan
    Go through the shortlisted plans, their premiums and choose the best plan
  • 3 Add Additional Covers
    Add Additional Covers
    Increase the protection by attaching add-ons like Zero Dep. Engine Protection, etc.
  • 4 Make Online Payment
    Make Online Payment
    Pay Premium online through a secure gateway from your credit/debit card, internet banking, wallet, etc.

Top Rated Two Wheeler Insurance Companies

HDFC ERGO
HDFC ERGO Two Wheeler Insurance
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Reliance Two Wheeler Insurance
Oriental
Oriental Bike Insurance
TATA
TATA AIG Bike Insurance
Bharti AXA
Bharti AXA Two Wheeler Insurance
Go Digit
Digit Two Wheeler Insurance
Kotak
Kotak Two Wheeler Insurance
Royal Sundaram
Royal Sundaram Two Wheeler Insurance
SBI
SBI Two Wheeler Insurance
Liberty General
Liberty General Two Wheeler Insurance
Magma HDI
Magma HDI Two Wheeler Insurance
Shriram
Shriram Two Wheeler Insurance
Universal Sompo
Universal Sompo Two Wheeler Insurance
ICICI Lombard
ICICI Lombard Two Wheeler Insurance
Edelweiss
Edelweiss Bike Insurance
United India
United India Bike Insurance
Bajaj Allianz
Bajaj Allianz Two Wheeler Insurance
IFFCO TOKIO
IFFCO TOKIO Two Wheeler Insurance

How can Coverfox.com help you to settle a claim?

We are committed to providing you with the best settlement option and help you in times of dire need. In case of a claim/emergency, for immediate assistance please contact our Customer Support Unit on 1800 209 9960 or email us at expressclaims@coverfox.com for Car and Bike insurance claim. Our expert advisors will help you with the entire claim amount settlement process. You can also submit/register a claim request on the website in the claims section. We are available from 9 am to 7 pm from Monday to Friday and 10 am to 6 pm on Saturday and Sunday .

Explore More About Two Wheeler Insurance

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How to Claim National Insurance Two Wheeler Policy?

In case of an accident or an unfortunate event or loss, do follow the below step-by-step, easy and hassle-free claim process:

  • In case of any loss or damage to the vehicle, intimate the insurer immediately.
  • In case of damage or loss caused to the vehicle due to fire, theft, burglary, or third-party damage, file an FIR at the nearest police station.
  • Submit the duly filled claim form at the nearest National Insurance branch office.
  • Submit other documents as asked for by the insurer. These documents may include pathological test reports, medical bills, Discharge Certificates, Receipts from Doctors/ Surgeons and others.
  • The insurance company may appoint a surveyor to evaluate the damages and to gather relevant information about the incident.
  • The claim is settled after verification of documents.

Documents Needed to File a Claim

Duly Claim form filled and signed
Copy of Driving licence
Certificate of Registration
Insured’s name and contact details
FIR report
Original bills of repairs/ invoice
Photographs of the insured damaged vehicle
Complete address of place where loss/damage took place
Two wheeler Insurance Policy number with schedule & endorsement /clause
View More +

India's Popular Two Wheeler Manufacturers

BMW Two Wheeler
BMW
Honda Two Wheeler Insurance
Honda
Hyosung Bike Insurance
Hyosung
Kawasaki Two Wheeler Insurance
Kawasaki
KTM Two Wheeler Insurance
KTM
LML Two Wheeler Insurance
LML
Mahindra Two Wheeler Insurance
Mahindra
Triumph Two Wheeler Insurance
Triumph
Royal-Enfield Two Wheeler Insurance
Royal-Enfield
Indian Two Wheeler Insurance
Indian
BAJAJ Two Wheeler Insurance
BAJAJ
Piaggio Two Wheeler Insurance
Piaggio
TVS Two Wheeler Insurance
TVS
Yamaha Bike Insurance
Yamaha
Harley-Davidson
Harley-Davidson
Suzuki Two Wheeler Insurance
Suzuki
Aprilia Two Wheeler Insurance
Aprilia
Hero Two Wheeler Insurance
Hero

National Insurance Two Wheeler Insurance Company Review

National Insurance Company is backed with a very strong network garages. Additional add-on covers widens the scope of the policy. The complete package that National Insurance Two wheeler Insurance offers for your beloved bike gives you a financial security when it comes to safeguarding your two wheeler. The surety of claims settlement and the ensuing peace of mind is unmatched. If you are one of those who believe and highly depend on excellent claim settlement and customer service, National Insurance Two wheeler Insurance should be your sure-shot choice.

Frequently Asked Questions

  • Q. How can I Check my National Two Wheeler Policy Status Online?
    • Simply log into the Portal, enter your valid credentials and get updates on your policy status. You can also call on the toll-free number to get the status of your policy instantly.

  • Q. How to Pay a Premium Online for National Insurance?
    • You can pay your two wheeler insurance premium for National Insurance through the company’s official website and filling up the form with necessary information about your existing policy like expiry date, etc. If you have discounts that have accumulated against your No Claim Bonus, they will be added to your renewed policy. Remember to take a printout of the receipt that will be generated for future reference, if and when required.

  • Q. What are the modes of payment available?
    • For the online payment mode, one can pay via
      Debit Card
      Credit Card
      Net Banking
      Coverfox.com app

  • Q. What is the Policy Renewal Process for National Two Wheeler Insurance?
    • Step 1: Enter your policy no and date of birth details to log in to e portal
      Step 2: Select the payment option- Debit, Credit or Net Banking options
      Step 3: Print/ save the premium deposit receipt upon successful payment

  • Q. What is the Company's Process to Settle the Claim for National Two Wheeler Insurance?
    • Firstly, fill in the claim form & attach it with relevant documents to the Policy issuing office directly or through an agent. The claim will be fully settled within few days upon successful evaluation

  • Q. What is the Policy Cancellation Process for National Two Wheeler Insurance?
    • Yes. In fact it is a simple process to cancel an insurance that you have purchased. Simply walk into any of the branches, and provide your policy documents with the duly filled surrender form. Once accepted at the counter, the policy will be cancelled. Further, the refunds will be credited in your bank account

  • Q. Is Buying a National Insurance Policy from Coverfox.com Safe?
    • Absolutely, we help you choose & buy the best two wheeler insurance plans at discounted rates

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Licence No. 478 , IRDA Direct Broker Code: IRDA/ DB 556/ 13 , Valid till: 26/12/2022 , CIN: U66000MH2013PTC243810

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