Edelweiss Two-Wheeler Insurance is a type of motorbike insurance offered by Edelweiss General Insurance. Edelweiss General Insurance is a part of Edelweiss Group, one of India’s largest financial conglomerates.
A Two Wheeler Insurance Policy is one of India's most common types of insurance plans for motorbikes. The purpose of a two-wheeler insurance policy is to provide maximum against all kinds of road accidents that lead to medical emergencies. Popular insurance plans for your motorbike include - third party liability, comprehensive bike cover, stand-alone OD premium cover, and pay as you ride cover. You can avail all of these plans online on Coverfox.
It is also mandatory to have a third party liability two-wheeler insurance plan under the Indian Motor Vehicles Act, 1988.
A third party liability two-wheeler insurance coverage policy is a basic type of motorbike insurance that provides cover for damages arising out of:
Third-party/person/property liability
Bodily injury/accidental death of a third person
A third party plan caters only to the third party legally. The insurer will compensate the sum insured to the person involved in an accident with your motorbike.
A comprehensive two-wheeler insurance policy provides complete financial protection against the following instances:
As the name suggests, personal accident cover is designed to compensate in case you meet with an accident on your motorbike as per the following format:
The total compensation for Personal Accident Cover is Rs. 15 lakhs
You need to have a valid driving license
You need to have a valid/active two-wheeler insurance plan
The motorbike must be registered in your name
| Type of Injury | Compensation Limit |
|---|---|
| Death Cover | 100% of Sum Insured |
| Permanent Total Disabilities | 100% of Sum Insured |
| Loss of sight of one eye/limb | 50% of Sum Insured |
| Loss of sight of both eyes/two or one limb | 100% of Sum Insured |
Here are a few important instances that are covered under Edelweiss two-wheeler insurance coverage plan:
Here are a few important instances that are not covered under Edelweiss two-wheeler insurance coverage plan:
Own damage cover is not included in a third party liability two-wheeler insurance coverage policy
Liability arising out of contractual work/employment
Damages arising out of consequential loss/negligence
Rising under the influence of alcohol/drugs/narcotics/substance abuse
Riding without a valid insurance plan/driving license
Participation in warlike/nuclear/chemical/biological instances
Accidental damage outside the prescribed geographical area
Using the vehicle for commercial purposes
An endorsement is a change or amendment in the rules and regulations of your motorbike insurance policy. This is with respect to the registered information. You can make the endorsements with respect to the following information:
Legal liability for employees travelling/riding the motorbike (except for paid cleaner/driver)
Transfer of interest
Extension of the geographical area of cover
Extension of Personal Accident Cover to another person (except for paid cleaner/driver)
PA cover to another person (except for paid cleaner/driver)
The best method to compare Edelweiss two-wheeler insurance coverage policy is to do it online. With the online mode on Coverfox, you can get complete details on top two-wheeler insurance quotes from the best insurance companies in India, all at the click of a button. If you are confused about the premium rate, you can utilize our online two-wheeler insurance premium calculator. Simply enter the details and let the tool handle the rest.
Here are three things to consider before buying a motorbike insurance policy online:
A two-wheeler insurance coverage plan has to be renewed on a regular basis; you need to protect your motorbike throughout the year and every year. Always renew your policy before the date of expiry. Failure to do so will lead to a lapse in policy. In such an instance, you will lose the existing benefits, cover protection, the sum insured, No Claim Bonus, and other value-added services offered by your insurer.
The best method to Edelweiss two-wheeler insurance policy is to do it online. Learn more about online premium renewal on Coverfox.
|
|
|
|
|
|
|
|
|
|
|
|
|
|
Here is a list of mandatory documents required to make a claim:
Can I File Edelweiss Two-Wheeler Claim Online?
Ans: Yes, you can file a claim online for your Edelweiss two-wheeler insurance policy from the official website of the insurer.
Can I Renew Edelweiss Two-Wheeler Policy Online?
Ans: Yes, you can renew your Edelweiss two-wheeler insurance policy online from the official website of the insurer.
How much is the Personal Accident Cover?
Ans: As per the latest rules and regulations, the personal accident cover is Rs. 15 lakhs.
What is an endorsement in Edelweiss Two-Wheeler Insurance?
Ans: An endorsement is nothing but any changes or additions to the two-wheeler policy terms and coverage.
