Star Health Insurance Plans are best known for providing affordable health insurance with comprehensive protection for you, your loved ones, Senior Citizens, Corporates. Star Health Insurance Plans protects your savings from rapidly increasing medical costs by paying an affordable premium amount.
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| List of Best Star Health Insurance Plans | Features | Eligibility |
|---|---|---|
| Star Family Health Optima Plan | Pre and Post Hospitalization – 60 days and 90 days |
Age at entry is 18-65 years.
Beyond 65 years only renewals are allowed. |
| Star Health – Senior Citizen Red Carpet Policy |
Pre-hospitalisation expenses for up to 30 days
Post-hospitalisation paid as lump-sum up to the limit specified |
Age at entry is 60 to 75 years |
| Star Health Super Surplus Insurance Policy | Pre and Post Hospitalization – 30 days and 60 days |
Age at entry is 18 to 65 years
Age at entry for children is 91 days to 25 years |
| Star Comprehensive Insurance Policy | Pre and Post Hospitalization – 60 days and 90 days |
Age at entry: 18-65 years, for children 3 months to 25 years
Comes in both individual and family floater basis |
| Star Medi-Classic Insurance Plan | Pre and Post Hospitalization – 30 days and 60 days | Age at entry can be between 5 months and 64 years |
| Star Health Gain Insurance Policy | Pre and Post Hospitalization – 30 days and 60 days | Age at entry is 91 days to 65 years |
| Star Criticare Plus |
Pre-hospitalisation expenses for up to 30 days
Post-hospitalisation paid as lump-sum up to the limit specified |
Age at entry is 18 to 65 years |
| Star Diabetes Safe Insurance Policy |
Covers Hospitalization expenses due to complications of diabetes
Provides Personal Accident Cover which compensates on Accidental Death |
Age of entry is 18 to 65 years |
| Star Family Delite Insurance Policy |
Pre-hospitalisation expenses for up to 30 days
Post-hospitalisation paid as lump-sum up to the limit specified |
Age at entry is 5 months and 65 years. |
| Star Cardiac Care Policy |
Pre-hospitalisation expenses for up to 30 days
Post-hospitalisation expenses incurred up to 7% of the hospitalization expenses |
Age of entry is 10 to 65 years. |
| Star Cancer Care Gold | Pre and Post Hospitalization – 30 days and 60 days | Age of entry is 5 months to 65 years |
| Star Care Micro Health Insurance | Pre and Post Hospitalization – 30 days and 60 days | Age at entry is 18 - 65 years, from Tier 1 and Tier 2 places in India |
| Star Special Care Policy |
Comes with a policy tenure of 1 year and the sum assured is Rs.3,00,000/-
Post Hospitalization: A sum equivalent to 7% of hospitalisation expenses |
Child aged between 3 years and 25 years diagnosed with Autism Spectrum Disorder |
Awarded as the Best Health Insurance Company 2017 by National Awards for Marketing Excellence, Star Health has come far as an 11 year old stand-alone health insurance company.
Being a stand-alone health insurance company with customers being at the core of their service. It offers a range of comprehensive health products for individuals, families, and special plans for diabetic and cardiac patients, and senior citizens.
Star Health Insurance is considered amongst the most trusted health insurers.
Here are few reasons to choose Star Health Insurance Co. Ltd. as your health insurance provider:
No intervention of Third Party Administrator – In-house claims settlement team.
Faster claim settlement – 87% of cashless claims are settled in less than 2 hours. Offers immediate claim support.
Cashless hospitalization – Choose from 9800+ hospitals across India
Free medical consultation – Experts available over 24 x 7 Toll Free Helpline.
Store your Medical Records – Free storage of medical records in electronic form for future needs.
Star India Health Insurance offers simple and convenient ways to make your premium payment online. Simply visit the official e-Portal of Star India Health Insurance at retail.starhealth.in/renewal and you will be required to policy number and registered date of birth. Post submission, you will be directed to your policy details where an option will be given to pay the premium online via debit/credit/net banking. This process is applicable for both - purchasing a new policy or Star Health Insurance Renewal .
Here are a few salient benefits of Star Health insurance Mediclaim plan:
Pre-existing diseases are covered after 48 months of continuous insurance with any Indian Insurance Company. In terms of Pre and Post Hospitalisation:
Also Read: List of Diseases that are Covered by Star Health Insurance
You can simply apply online to opt for any of the health insurance policy and buy online.
Visit Star Health Insurance's website, choose an appropriate health policy. Fill up the details of all the insured person for whom you are planning to buy, and with the premium calculator, you will be able to see quotes instantly. Check all the plan details, see all the inclusions and exclusion of the plan. Once you decide to buy a particular plan, you can directly pay the premium online on the website or visit the nearest office of Star Health Insurance along with the filled up form.
Critical factors before buying a health policy from Star Health Insurance Company:
Check for Waiting Period
Check for Room Rent
Check for Pre-existing diseases coverage
Check whether or not co-pay is applicable
Check for exclusions of a plan
Mentioned below are the documents required to claim Star Health Insurance Plan:
Duly filled in claim form available on the website of Star Health Insurance Plan
Valid Identity proof (mentioned above) with a recent passport-size photograph
Hospitalization letter given by medical authorities
Receipts of medications and consultations
Test reports
Original medical bills, receipts as well as discharge summary
It certainly doesn’t make sense to risk your own health by not buying health insurance. Medical inflation too has reached sky high, thereby making health insurance a must-buy. Star Health Insurance plan will help your hard-earned savings remain intact in case of a medical emergency. With the striking features and benefits that this plan offers, it has become the most eminent and popular health insurance plans, amongst many.
*Star Health and Allied Insurance Co Ltd has plethora of health plans to choose. It has health plans for every individual needs. Specific health plans for diabetic, heart, cancer and HIV+ patients are a good addition to their product portfolio. If you are looking for a health care plan Star Health plans are a good choice to consider as they are just focused in this category.*
Simply login to the official website of Star Health with your registered user ID and Password and you will be able to check all your policy related details.
No, Star Health Insurance doesn’t offer coverage for any expenses incurred on Lasik or Refractive Error Correction.
Yes, Star Health does offer a top up plan. Star Health’s ‘Super Surplus Insurance Policy’ is a top up policy that offers a high sum insured at a very reasonable premium.
Download the claim form available on the insurer’s website. All the guidelines are given in the form. There are two parts in the form. Part A to be filled by the policyholder and Part B by the hospital. In Part A of the claim form, one needs to fill up the personal details, insurance history, details of hospitalisation, details of claim, and bank account details.
Star Health Insurance covers a list of multiple diseases post a standard waiting period. This is also dependent upon the type of health insurance that you have selected as every policy has its own inclusions/exclusions.
Visit Star Health Insurance’s website, choose the health policy you want. Fill up the details of all the insured for whom you are planning to buy. With the premium calculator, you will be able to see quotes instantly. Check all the plan details - see all the inclusions and exclusion of the plan. Once you fix up the plan, you can directly pay the premium online on the website. You can pay the premium using net banking, debit card or credit card.
