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Andhra Bank is one of the top public sector banks of India. It has a network of 2900 branches, 4 extension counters, 38 satellite offices and 3636 ATMs across India. Andhra Bank provides the facility of a Fixed Deposit. A Fixed Deposit is a deposit account under which you are required to deposit a specific amount at a predefined rate of interest for a selected time period. The maturity amount can be withdrawn at the end of the fixed period.

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Andhra Bank offers good rate of interest on FDs. Mentioned below are the rates as per different criteria.

Note: FD rates are always revised by the bank and are subject to change.

The revised interest rates are applicable to all fresh deposits and renewals of the existing deposits with effect from 10.09.2018.

For NRO

Above ₹10 Crore to less than ₹50 Crore- For Deposits of above Rs. 10.00 Crore branches should obtain permission from General Manager, Corporate Planning Department, Head Office before accepting the Deposit.

For NRO

Above ₹50 Crore to less than ₹100 Crore- For Deposits of above Rs. 10.00 Crore branches should obtain permission from General Manager, Corporate Planning Department, Head Office before accepting the Deposit.

For NRO

₹100 Crore and above- For Deposits of above Rs. 10.00 Crore branches should obtain permission from General Manager, Corporate Planning Department, Head Office before accepting the Deposit.

• Easy mode of investment with high returns.
• Facility of Nomination.
• Upon maturity, the simple interest is paid to the depositor.
• The interest is paid on a monthly/quarterly basis.

• The tax benefit under Section 80C of the Income Tax Act, 1961 is applicable on an FD deposited for a mandatory 5 year lock-in period.
• Only interest earned above ₹10,000 will be subject to income tax under TDS.

The following documents are required to open an Andhra Band FD Account-

• Self-attested copy of PAN and original.
• Application Form.
• 2 Passport Size Photographs.
• In case you are already an account holder, you can easily open an FD account online via your net banking ID and Password without any documentation.