- About Coverfox
"Oriental Car Insurance is a comprehensive four-wheeler car insurance plan designed for the complete protection of your car. The plan is offered by Oriental Insurance Company , a public sector general insurance company of India. With 29 regional offices and 1800+ operating offices, the company achieved a premium of Rs. 13199 crores in FY 2018-19. The company offers four-wheeler insurance under the private package car policy with extra coverages such as NIL Depreciation Cover, Loss of Personal effects, Alternative Car Benefit, Free Benefit of Emergency Service through TVS. The private package policy covers accidental loss or damage to vehicle, third party liability and personal accident cover."
The Motor Vehicles Act, 1988 has made it mandatory for all the vehicles plying on the Indian roads to buy a motor insurance policy . Today, there are many Car Insurance Companies in the Indian market, but what makes Oriental Car Insurance win the race?
Let's find out some of the important reasons to insure your car with Oriental Car Insurance:
Besides the above-mentioned inbuilt coverages, Oriental Car Insurance policy also has optional riders which can be selected by paying an additional premium. These riders include enhance your basic car insurance policy and offers an extra shield of coverage for your desired prized possession:
Oriental Insurance offers tailor-made car insurance plans as per your requirement. You can also enhance your policies with the help of add-ons that comes with an addition of little extra premium. It is essential to know what type of coverage to opt for before buying a car insurance policy . Let's have a look at the different types of private car insurance coverage offered by Oriental Car Insurance:
Third- Party liability insurance .
Oriental Car Insurance offers a comprehensive coverage for you and your prized possession. They offer the below coverages:
Personal Accident Cover for the driver/owner:
If you, the driver/owner of the car, face accidental death or disability when travelling in the car or mounting or dismounting it, your policy would compensate for it. There is an inbuilt Personal Accident cover of Rs.2 lakhs for such contingencies.
The following table shows the NCB grid:
|No. Of Years||Discount|
|One claim-free year||
|Two consecutive claim-free years||
|Three consecutive claim-free years||
|Four consecutive claim-free years||
|Five consecutive claim-free years||
The claims would not be admitted under the below exclusions:
Contact Details of Oriental General Insurance
Step-by-step claim process is mentioned below:
a) In case of Theft/ Accident
b) In case of Third Party Claims
Thumbs-Up... With a robust base of faithful customers clubbed with sturdy Pan India branch setup, Oriental Car Insurance Plans are reasonably priced and cost-optimized. Also the premiums are viable, pocket friendly and accounted for. The cover gives you cashless benefit to a wide range of cashless garages all over India. If a worthy car insurance cover with strict budget is what's on your mind, Oriental Car Insurance is a sure contender.