- About Coverfox
As per the law, having a third party policy is mandatory. Having a comprehensive car insurance cover also helps as it protects you against damages caused to third party as well as your own car. However, while the damages caused to your car are covered, the belongings that you lose from the car are not covered. Comprehensive car insurance covers your car but not the belongings that you keep in it.
There may be times when you would be in a hurry and unfortunately your phone, laptop or any other valuables would get stolen. At such times, you would have no option but to express regret and buy the same valuable using your hard earned money. However, personal belongings add on cover can be of great help as it protects the valuables inside your car.
Personal belongings add on cover in car insurance is additional protection that you receive by paying extra premium. This add on can be purchased along with comprehensive car insurance. There may be instances when the belongings in your car may get stolen or damaged, causing you a great loss. Personal belongings add on provides you coverage against such belongings kept in your car. While theft of a car is covered, theft of the items kept in the car is not. Personal belongings might include items such as laptop, smartphone, camera, musical instruments, etc.
Personal possession cover provides coverage for the following
The above damages are covered only in case the belongings are kept inside the car.
Coverage under personal belongings add on cover is not provided in case of the below situations
Personal belongings cover offers you great benefits at a low premium. These may include:
Follow the below steps to register claim for personal belongings cover
No, a comprehensive car insurance cover does not provide coverage for loss of personal belongings
Personal belongings may include items like your mobile phone, laptop, musical instrument, ipad, etc.
Personal possessions cover, also known as personal belonging cover is an add on cover you can purchase to cover your personal valuables items kept in the car.
No, all insurance companies do not offer this add on. You can do some research online to get an idea.
Yes, FIR report has to be filed and the copy of the same has to be submitted to the insurance company for verification of the documents and event description.
Yes, you can purchase this add on at the time of renewal of comprehensive car policy.