Buying Two Wheeler insurance from
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Upto 80% discount.
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Compare policies from 23+ companies
  • Owner cover up to 15 lakh in case of an accident
  • Pre-negotiated rates for you starting from Rs.600
  • Covers you against financial hits due to a stolen bike
  • Up to 80%* discount on premium with a no-claim bonus
Things you need to know
Comprehensive Insurance
Covers damages to the third party, as well as your own bike. Best for cover losses from incident like theft and natural disasters
Third Party Insurance
Covers only the damages to a third party and their property. Best if insuring only because it's mandatory (but we wouldn't recommend that)
Inclusions & Exclusions of Comprehensive Bike Insurance


  • Damages that might happen to your bike in an accident.
  • Personal Accident Cover - if you (the owner-driver) are injured in a bike accident, the insurer compensates you.
  • Financial protection to your bike from natural calamities such as floods, earthquakes, etc.
  • In case your two wheeler gets stolen, your insurer will pay an amount equal to your bike’s IDV.
  • Coverage for damages caused during a man-made disaster. This includes riots, strikes, fire, and terrorism are covered.


  • Damages caused if you were caught riding under the influence of alcohol.
  • Loss and damages that may be caused because of a war or a nuclear strike.
  • Accident-related damages caused while you were using your two wheeler for illegal activities.
  • Damages caused or losses incurred to your two wheeler while you were riding without valid license.
  • Regular mechanical expenses due to consistent wear and tear.
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Additional Covers
Zero Depreciation Cover

Zero Depreciation or Nil Depreciation or Bumper to Bumper cover means if your car gets damaged following a collision, you will receive the entire cost of the car parts from the insurer excluding consumables such as Lubricants, Retainers, Brackets, Gaskets, Accessories and Wear & Tear parts

Personal Accident (PA) Cover

Personal Accident (PA) cover offers user or nominee Rs.15 Lakh in case of death or disability due to accident.

You can buy a plan without PA cover if:
1. The bike is registered in company's name.
2. You already have a PA cover of Rs. 15 Lakh or more.

Why Coverfox?

At Coverfox, we offer you comparisons across various parameters, to filter your requirements through our algorithms and find that perfect policy - one so ideal that nothing else would make sense.


Once you buy the right policy, the process should be as effortless as making instant noodles. With no long forms to fill and quick online payment methods, we ensure that your policy is express-delivered to your inbox even before you refresh.


Coverfox Experts provide you informed, unbiased advice that clears the confusion and helps you through the process of selecting and buying the best insurance plan.


Over 5100+ customers have rated us 4.5 or more on Google and Facebook

Ask us anything, we’d love to answer!
What's not included in your Two Wheeler Insurance Cover?
  • A third party liabilty insurance cover is clearly limited. But there are some scenarios where even a comprehensive bike insurance policy with add-ons can't help:

    • Damages when the policy is not active.
    • Damages when the driver/owner is breaking the law. (Always carry your license, follow traffic rules and NEVER EVER drink and drive!)
    • Damages due to oil leakage.
    • Damages when you don't follow manufacturer's guidelines. (Not a good idea.)
    • Gradual wear and tear. (Because everything grows old!)
How do you compare plans before choosing one?
  • We all know that too many options usually implies too much confusion. That is why, before choosing, one must compare plans on the basis of:

    • Insurance Company : Check the company’s past records for the number of claims settled and the time taken to settle them. That's always a great measure.
    • Premium and Coverage : Balance between the premium you are willing to pay and the coverage that you will actually end up needing. Also, don't forget to include add-ons accordingly.
    • Cashless Garage Network : Be sure about the insurer’s network garages in your area. You must remember that you can avail cashless services only at these garages, so that's always tricky.
What are the documents required to register a claim?
  • The sole purpose of buying insurance for your two-wheeler is to get adequately compensated for any damages and losses. To ensure that you raise a successful claim, it’s necessary to keep all the relevant documents at hand. While insurance companies try their best to avoid pesky paperwork, here is a list of documents you need to have on you:

    • The copy of the Registration Certificate & Tax Receipt of your bike.
    • The proof of valid insurance document.
    • Copy of your Motor Driving License
    • Copy of FIR/Panchanama in case of Theft or Third Party damage/death/bodily injury.
    • Repair Bills and Payment Receipts in case of reimbursement. That sounds about right?
Coverfox is the most trusted insurance marketplace online
Our customers have showered upon us overwhelming love and trust over the past year. These numbers only attempt to tell the incredible story of Coverfox and lakhs of users who are now enjoying a stress-free life.

Quotes compared last year


Policies bought last year

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Read what our Happy customer have to say about Coverfox
Shweta was extremely helpful and patient. She addressed all doubts and concerns politely. Definitely felt good about my decision.
- Mrunmayee
Extremely warm and pleasant process. Did not get any unsolicited calls, relationship team was polite and the insurance buying process very easy.
- Mr. and Mrs. Thombre
Very intuitive and great user experience. Made me feel great about buying insurance which is a first.
- Mr. and Mrs. Kainth
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